Essential Share Draft
No monthly fees^
No minimum balance requirement
Unlimited check writing
Free online bill pay access
Free Mastercard® debit / ATM card*
Nationwide access to over 55,000 surcharge-free ATMs through AllianceOne and Allpoint ATM networks at participating financial institutions and locations such as Kroger, Walgreens, CVS, Circle K and more!
All deposit accounts are insured up to $500,000 and joint accounts insured up to $1 million. This extra level of coverage is attained through a combination of insurance provided by the NCUA and private insurance from Excess Share Insurance Corporation (ESI).
Statements mailed or emailed monthly
Overdraft protection provided through available regular share (savings) balance and/or approved overdraft Line of Credit
Privilege Pay available for qualified members
Want to earn dividends with your checking account? Check out our Elevate Checking Account.
^$5.00 monthly inactivity fee after 6 months with no transactions
* Replacement cards are $10
Elevate Checking
Level up your banking with Elevate Share Draft Checking — the high-yield, dividend-earning checking account that keeps things digital with no paper statements. Because your money should work as hard as you do.
Requirements
The Elevate Checking Account has three simple requirements: **
At least one external electronic deposit^^ per month
Enroll in e-Statements through Online Account Access
A minimum of five ATM withdrawals or debit card transactions per month
^^An electronic deposit is defined as an Automated Clearing House (ACH), Electronic Direct Deposit or Incoming Wire Transfer.
Benefits
Benefits of the Elevate Checking Account include:
Dividends paid monthly
Unlimited check writing
Free online bill pay access
Free Mastercard® debit / ATM card*
Nationwide access to over 55,000 surcharge-free ATMs through AllianceOne and Allpoint ATM networks at participating financial institutions and locations such as Kroger, Walgreens, CVS, Circle K and more!
All deposit accounts are insured up to $500,000 and joint accounts insured up to $1 million. This extra level of coverage is attained through a combination of insurance provided by the NCUA and private insurance from Excess Share Insurance Corporation (ESI).
No minimum balance requirement
No monthly fees^
*Replacement cards are $10
^$5.00 monthly inactivity fee after 6 months with no transactions
The Elevate Checking Account only earns stated APY** on balances at or below $10,000
**APY = Annual Percentage Yield
To order checks on either the Essential or Elevate checking accounts, visit the Main Street website or contact the credit union at (812) 234-1021 or (800) 628-1021.